Home Loans

July 31, 2023

Explaining Today’s Mortgage Rates




If you’re following mortgage rates because you know they impact your borrowing costs, you may be wondering what the future holds for them. Unfortunately, there’s no easy way to answer that question because mortgage rates are notoriously hard to forecast.  

But, there’s one thing that’s historically …

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Jan. 31, 2023

Lower Mortgage Rates Are Bringing Buyers Back to the Market

Lower Mortgage Rates Are Bringing Buyers Back to the Market | MyKCM

As mortgage rates rose last year, activity in the housing market slowed down. And as a result, homes started seeing fewer offers and stayed on the market longer. That meant some homeowners decided to press pause on selling.

Now, however, rates are beginning to come down—and buyers

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Feb. 13, 2019

New Rule Should Give Homeowners More Options for Flood Insurance

Starting July 2019, this new rule will require lenders to accept private policies rather than just government ones.

Five different regulatory agencies: the Federal Reserve Board, the Farm Credit Administration, the Federal Deposit Insurance Corporation, the National Credit Union Administration and the Office of the Comptroller of the …

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Jan. 9, 2019

Starting off 2019 with Long Term Real Estate Investments

The real estate market is always changing. What may have worked 20, 15 or even 5 years ago, may not work now or in this new year. Real estate investors who stay rigid and play by old rules may be outpaced by their more flexible, informed and relevant industry …

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Nov. 28, 2018

Single Women are Much More Interested in Home Ownership Than Their Male Counterparts

If there is such a thing as a battle of the sexes for home ownership, women are winning. 

Single women are one of the fastest growing segments in the home buying segment. 

According to Bank of America's latest homebuyer insight report, single women value homeownership at a …

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Oct. 18, 2018

Using A Reverse Mortgage To Down-Size, Right-Size, or Accommodate Your Empty Nest

Right-Sizing Your Home Through Your Mortgage

It's no surprise that here at the beach we get a lot of home buyers looking to downsize. The kids have moved out and frankly, they're tired of shoveling snow and freezing all winter long! Many families have vacationed along the Grand Strand …

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Posted in General, Home Loans
Oct. 10, 2018

Myrtle Beach Events This Weekend!

Seems like there's always something fun going on here at the beach and this weekend is no exception:

Friday and Saturday are Oktoberfest at Market Common with beer, food, a pumpkin patch, beer, kids activities, music, beer, vendors, and beer!

 

October 12-13, 2018
4:00 PM …

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Oct. 4, 2018

Are We Seeing the Return of a Buyer's Market?

After years of a gradually increasing housing shortage, more homes are finally hitting the market...meaning buyers may soon start to see a little shift from a seller's market to a buyer's market.

According to recent reports, the number of new listings in September were 8% higher than last …

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Sept. 25, 2018

Building vs. Buying: Loan Tips

Financing can be one of the most stressful parts of the home-buying process...and if you are planning to build a home instead of buying an already built one, the loan process can be a bit more challenging. Here are some things to keep in mind:

First, you'll need a …

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